Debt Management »
We'll come up with a debt management solution based on your individual circumstances.
Debt Consolidation »
Our experts can guide you through the range of debt consolidation options available.
Debt Help »
Kensington Financial Management Consultants are experts in providing debt help.
IVAs »
If you have a significant debt problem, you may be eligible to begin this legal process.
Trust Deeds »
A Trust Deed can lead to a significant proportion of your debt being written off.
Bankruptcy »
A Debt Management Plan, IVA or Debt Consolidation should be considered first.

trust deeds (scotland only)
Here at Kensington Financial Management Consultants we strive to find the best solution for all our clients and for those living in Scotland with over £10,000 of debt, a trust deed from Kensington Financial Management Consultants may be the ideal resolution to debt problems.
Our expert consultants are always available to offer help and advice regarding our trust deeds and for anyone concerned about the extent of their financial arrears. We are confident of finding the ideal solution that will allow you to look forward to a future free from debt. A trust deed from Kensington Financial Management Consultants is only applicable for residents of Scotland and has many tangible benefits for those experiencing untenable levels of debt.
Just some of the advantages of a trust deed from Kensington Financial Management Consultants include:
- Many become debt free in as little as three years with a trust deed from Kensington Financial Management Consultants.
- Interest rates are frozen and those in debt are no longer contacted directly by their creditors. Kensington Financial Management Consultants will deal with your creditors on your behalf and work together to reduce your arrears as quickly as possible.
- You will be officially and legally free from debt after the successful completion of a trust deed from Kensington Financial Management Consultants.
Key Points to Remember with a Trust Deed
Trust deeds are similar in nature to the individual voluntary arrangements (IVA) found in England and Wales but trust deeds are only available to the residents of Scotland. We have considerable experience in finding the right financial solutions for our clients and for residents of Scotland with over £10,000 debt; a trust deed may be the best choice. Some key features of a trust deed from Kensington Financial Management Consultants include:
- Each trust deed is treated on its own individual merits and we will work together with you and your creditors to find the financial resolution that is the most financially viable for you. Speak to our consultants today to see if your circumstances are applicable to a trust deed.
- Only unsecured debts, such as credit card debt, will be included in a trust deed. Secured debts such as mortgages are not applicable for a trust deed.
Free debt advice
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06 Jan 10
Debt management companies face improved regulation
The UK government is launching a consultation into the procedures of debt management companies. Kensington Financial Management Consultants welcome further industry regulation and are members of the Debt Resolution Forum – an organisation designed to increase standards within the industry.
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17 Dec 09
Money problems top 2009 concerns
A recent survey conducted by Samaritans indicates that 48% of the UK population has worried about their money problems and debt in 2009.

