Our Services
Debt Management   - We'll come up with a debt management solution based on your individual circumstances.
Debt Consolidation  - Our experts can guide you through the range of debt consolidation options available.
Debt Help  - Kensington Financial are experts in providing debt help.
IVAs  - If you have a significant debt problem, you may be eligible to begin a legal process known as an IVA.
Trust Deeds  - A trust deed can lead to a significant proportion of your debt being written off.
Bankruptcy  - This may be a better solution than debt management, an IVA or Trust Deed.
Latest News
Debt Management – How to be Happy
Money doesn't buy you happiness, but it helps. Being in debt can be miserable, ...

Debt management skills and how to find them
Need to tackle debt management head on?

Debt Management – Solutions to Stress

Debt management is crucial if you're struggling to balance your bank statement every month. As well as the fact debt is now more expensive to be in than ever, the fact that the cost of living is continuing to rise and fixed rate mortgage terms are coming to an end means more of us are walking a financial tightrope.

Debt management: managing stress

If you are in serious debt and you haven't found debt management solutions yet, chances are you're experiencing some serious stress. The less action you take, the more you bury your head in the sand, the more stress you're likely to feel. And stress can disable you, impacting on your ability to perform effectively. In the long term, it can also have dire consequences on your health.

Helping your health – Finding financial freedom

Getting a healthy bank balance can help you get a healthy life – debt is one of the biggest causes of stress in the Western world. You should seek debt management help if your debts are causing you overt concern and anxiety. You could be experiencing stress if you are experiencing tiredness and difficulty getting to sleep, a lack of energy or motivation and interest in the world around you, and/or poor levels of concentration. If you recognise any of those symptoms, it's time to take positive action. Debt can be a long-term concern, but long-term stress can lead to heart problems, heightened blood pressure and destructive behaviour such as alcohol abuse and dependency. Debt management is one way of giving you the peace of mind you need; that your financial problems are being dealt with and sorted out.

Debt management specialists can help

As well as taking action to deal with stress, such as speaking to a debt management expert and advisor, you should take time out to try and find ‘time out': listen to music, take up yoga, and try visualisation techniques. It's also important to avoid stimulants or depressives such as coffee and alcohol or nicotine. Exercise will help give you greater energy levels to face the challenges ahead and release much needed endorphins (‘happy' chemicals) for a much-needed boost. Stay positive – there are specialist debt management advisors who can find the right debt management solution for you.

Speak to Kensington Finance for debt consolidation and debt management solutions.

Kensington Financial Management Consultants Ltd is a total finance solutions company helping people all over the UK. We speak financial sense. We will allocate you a friendly advisor who will chat through your current situation and formulate a plan for you without obligation. Let us work out a financial solution based on your individual circumstances. It's our aim to help everyone who contacts us. With debt solutions from debt management and IVAs, mortgages & re-mortgages, secured & unsecured loans and advice and information for debt consolidation, bankruptcy and Trust Deeds, we can help. It really is worthwhile giving us a call or applying online today for a confidential chat with one of our friendly advisors. Call FREE on: 0800 096 4409.


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Success Stories

"I would like to thank everyone that has been involved in operating our account and hope you understand how grateful we are for all your help and assistance in helping us through a very bleak time in our lives. Once again, many thanks to you all for your professionalism and understanding."
Ms L, Derbyshire
"I called Kensington when I was in desperate need of help and when I thought I had nowhere else to turn I had a friendly voice on the other end of the phone helping me. The Service was brilliant and I never felt it was a hassle to speak to someone at Kensington, everyone is very helpful."
Mr Murphy, Manchester