Our Services
Debt Management   - We'll come up with a debt management solution based on your individual circumstances.
Debt Consolidation  - Our experts can guide you through the range of debt consolidation options available.
Debt Help  - Kensington Financial Management Consultants are experts in providing debt help.
IVAs  - If you have a significant debt problem, you may be eligible to begin a legal process known as an IVA.
Trust Deeds  - A Trust Deed can lead to a significant proportion of your debt being written off.
Bankruptcy  - A Debt Management Plan, IVA or Debt Consolidation should always be considered before Bankruptcy.
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Speak to Kensington Financial Management Consultants about an IVA


Debt is an issue that can impact upon anyone and we here at Kensington Financial Management Consultants look beyond causes in order to find solutions.

We have many options available to our clients that will help provide financial freedom. An Individual Voluntary Arrangement (IVA) is a highly viable and effective means of overcoming financial arrears and we help thousands of clients each year address their debt management problems through the use of one of our individual voluntary arrangements (IVA). But what exactly is an individual voluntary arrangement?

First and foremost, an individual voluntary arrangement is a formal or legal agreement that is reached between you and your creditors. Here at Kensington Financial Management Consultants we act on your behalf to help facilitate this agreement and ensure that the repayment scheme is set at a level which is financially viable for your circumstances. An IVA makes it possible for those with large level debts to begin to repay their arrears and take their first steps on the road to financial solidarity, free from debt.

To find out how an IVA from Kensington Financial Management Consultants can help you overcome your debt management concerns, just give one of our expert consultants a call on 0800 096 4409 or email us on enquiries@kensingtonfinance.co.uk

Looking at the Benefits of an IVA from Kensington Financial Management Consultants


There are many benefits to emerge from an IVA from Kensington Financial Management Consultants but chief amongst them include:
  • Debts no longer accumulate interest and are frozen at the same level to make repayments much more manageable.
  • Repayments of debt are laid out in a fixed term and most people will find themselves completely debt free in as little as five years with an IVA from Kensington Financial Management Consultants. This will allow you to look forward to a future free from the stresses of debt.
  • Creditors will no longer pressure you for payments and it becomes illegal for them to do so. Kensington Financial Management Consultants act on your behalf to ensure repayments are met and it is only us who you will deal with.
An IVA from Kensington Financial Management Consultants may just be the financial relief that you have been searching for. Speak to our friendly and knowledgeable advisors today to see if an individual voluntary arrangement is right for you.

Call us on 0800 096 4409 or email enquiries@kensingtonfinance.co.uk

How to use an IVA to Shield Yourself from Bankruptcy
An individual voluntary arrange or IVA is increasingly becoming the chosen course of action for those who are experiencing substantial debt problems because an IVA is one of the best methods to stave off the consequences of bankruptcy.

Even High Earners See the Benefits of an IVA
It is, of course, just as easy for those on high incomes to encounter debt problems, particularly in the current economic and this is reflected in the number of high earners utilising an IVA to save themselves from bankruptcy.

Do you meet the criteria to apply for an IVA?
More and more people experiencing chronic debts are desperately seeking resolutions to their financial woe and thousands each year discover that they are eligible for an IVA which will help free them from the shackles of debt.

A Structured Way to Overcome Debts
Bankruptcy is a problem that is on the increase in the UK and with the looming recession many with large debts are looking for a resolution. Most will opt for an IVA as these are one of the most proficient ways to tackle debt.

Make Debts a thing of the past with an IVA
It is clearly apparent that the credit crunch has left many people's finances in tatters but thousands have discovered that through the use of an individual voluntary arrangement (IVA) they can make debt a thing of the past.
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Success Stories

"I would like to thank everyone that has been involved in operating our account and hope you understand how grateful we are for all your help and assistance in helping us through a very bleak time in our lives. Once again, many thanks to you all for your professionalism and understanding."
Ms L, Derbyshire
"I called Kensington when I was in desperate need of help and when I thought I had nowhere else to turn I had a friendly voice on the other end of the phone helping me. The Service was brilliant and I never felt it was a hassle to speak to someone at Kensington, everyone is very helpful."
Mr Murphy, Manchester