Mortgages & Remortgages
There are plenty of reasons for taking out a mortgage. You may need to re-mortgage your existing home, be a first time buyer or be purchasing another property.
At Kensington Financial Management Consultants, we'll help find you a mortgage that suits your individual needs. The way we work is simple.
Firstly, we'll allocate you a friendly personal advisor who will research a whole range of products from a number of lenders. Your Advisor will introduce you to the appropriate lender and they will recommend the best options for you. Then all you need to do is sit back, relax and let us do all the hard work.
Remortgages
Re-mortgages can offer you a way to reduce your rate or raise additional finance for home improvements such as a conservatory or a new kitchen. You can also have a manageable monthly payment scheme by spreading the cost over a longer term. You could re-mortgage to:-
- Save money by moving your mortgage to one with a lower rate. This would be ideal if your existing mortgage is coming to the end of a special rate period.
- Take advantage of the increase in the value of your home by releasing the equity, and spend the additional amount as you wish.
- Pay off store or credit cards and spread the costs over a longer period. This debt consolidation mortgage can offer you one easy to manage monthly payment. (Although this may increase the total amount you repay).
- Gain greater flexibility to buy out an ex-partner from your mortgage.
Whatever your reasons for Re-mortgages or Debt Consolidation Mortgages, you'll enjoy these great benefits with us
- Borrow up to 125% of the value of your home
- Repayment terms from 1-30 years
- Sensible financial solutions for people in any situation, whatever their circumstances we could help – whether you are employed, self employed, have no proof of income or a less than perfect credit history
- A quick, hassle-free application process
- Your own personal advisor
- No obligation advice
- An honest approach to your individual requirements
- Competitive rates
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.