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If you're finding it difficult to keep track of all your loan repayments, consider debt consolidation.

Give you a single payment – instead of trying to keep up with the demands of many lenders, you can make just a single payment each month. It's easier for you to keep track of your debt and you can budget around your payment with confidence.

Give you a single interest rate – one of the most difficult things about debt is the interest that's constantly added to your repayments. There's a big difference between mortgage interest rates and credit card interest rates, for example and it's a big help if you know you only have one set of interest calculations to worry about.

Give you a single lender – one of the most stressful things about being in debt is trying to keep a number of different lenders happy. With debt consolidation, you only have to deal with one lender, which should help to make your life easier.

Effectively, when you choose debt consolidation, you choose to take out a new, single loan. With the money you borrow, you can pay off all your other debts, cancelling out the difficulties caused by multiple lenders and multiple interest rates. Replace these with one monthly loan repayment, giving you the confidence and security you need to begin getting your finances back in order.

Kensington Financial Management Consultants Ltd is a total finance solutions company helping people all over the UK. We speak financial sense. We will allocate you a friendly advisor who will chat through your current situation and formulate a plan for you without obligation. Let us work out a financial solution based on your individual circumstances. It's our aim to help everyone who contacts us. With debt solutions from debt management and IVAs, mortgages & re-mortgages, secured & unsecured loans and advice and information for debt consolidation, bankruptcy and Trust Deeds, we can help. It really is worthwhile giving us a call or applying online today for a confidential chat with one of our friendly advisors. Call FREE on: 0800 096 4409.

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  • 06 Jan 10
    Debt management companies face improved regulation


    The UK government is launching a consultation into the procedures of debt management companies. Kensington Financial Management Consultants welcome further industry regulation and are members of the Debt Resolution Forum – an organisation designed to increase standards within the industry.

  • 17 Dec 09
    Money problems top 2009 concerns


    A recent survey conducted by Samaritans indicates that 48% of the UK population has worried about their money problems and debt in 2009.