Expert debt help
and advice

We are debt management consultants dedicated to providing expert advice. As one of the longest established debt solutions companies in the UK, we are proud to currently help over 25,000 families.

Call us or fill in our enquiry form to receive free, no-obligation debt advice today.

Fill in our form for free,
no-obligation debt advice











Debt Management »
We'll come up with a debt management solution based on your individual circumstances.

Debt Consolidation »
Our experts can guide you through the range of debt consolidation options available.

Debt Help »
Kensington Financial Management Consultants are experts in providing debt help.

IVAs »
If you have a significant debt problem, you may be eligible to begin this legal process.

Trust Deeds »
A Trust Deed can lead to a significant proportion of your debt being written off.

Bankruptcy »
A Debt Management Plan, IVA or Debt Consolidation should be considered first.


At Kensington Financial Management Consultants, we know how to make financial sense out of a financial mess. Debt consolidation and debt management solutions can help lift the fear, anxiety and stress of debt.

Realising you owe a lot of money to various lenders can be extremely frightening. It's tempting to stick your head in the sand and ignore a debt problem rather than face it head-on, but the longer you put off sorting out your finances, the deeper in debt you sink.

Debt Solutions we can offer

Debt Management Plan

  • We will deal with your creditors, debt-collectors and bailiffs on your behalf
  • All your credit card, loan repayments and other debts are reduced to one monthly payment
  • We can often arrange to freeze interest and/or other charges

Debt Consolidation

  • Allows you to consolidate your debts into a single affordable monthly payment
  • Pay one lower monthly payment
  • No affect on your credit rating

Individual Voluntary Arrangement

  • Is a legal process allowing some debt to be written off
  • Your debts must exceed £15,000 and you must have a regular income
  • Available for homeowners and non-homeowner
  • Arranged by a licensed Insolvency Practioner
  • You may have to remortgage your house
  • After the agreed period (3-5 years) your debts are wiped clean (though your credit rating may be affected for longer)

Don't wait for disaster: take a positive step and call our friendly debt experts on 0800 096 4409.

  • 06 Jan 10
    Debt management companies face improved regulation

    The UK government is launching a consultation into the procedures of debt management companies. Kensington Financial Management Consultants welcome further industry regulation and are members of the Debt Resolution Forum – an organisation designed to increase standards within the industry.
  • 17 Dec 09
    Money problems top 2009 concerns

    A recent survey conducted by Samaritans indicates that 48% of the UK population has worried about their money problems and debt in 2009.
  • 01 Dec 09
    Christmas moneysaving tips

    A festive selection of tips to help you avoid debt this Christmas.
  • 09 Nov 09
    Bad credit card debts to increase

    Bad credit card debts in the UK are set to soar to 9%, according to a recent report. As bad debts increase, the borrowing rates on cards may also soar and more consumers will seek debt consolidation solutions.